PM thanks bankers for jan dhan success

Banks told to ensure 100 percent Aadhaar seeding

GN Bureau | January 24, 2015



Prime minister Narendra Modi has acknowledged the efforts of the banks in opening 11.5 crore accounts under pradhan mantri jan dhan yojna (PMJDY). In an email sent on Saturday to all the bankers across the country, Modi has also asked the banks to link all the accounts opened under the scheme with Aadhaar.

Prime minister asked the banks to redouble the efforts in this respect and also stressed on the efforts made in ensuring financial literacy among the people.

"We need to redouble efforts on financial literacy. Aadhaar seeding needs to improve further. Bank Mitras need to be enabled to carry out RuPay card and Aadhaar enabled transactions in villages itself,” Modi’s mail said.

Appreciating the efforts of the banks in meeting the target of opening 10 crore accounts before the deadline of January 26 Modi said, "It gives me great pleasure to have seen the exceptional work done by you all in ensuring the success of the Pradhan Mantri Jan Dhan Yojana. The target set for opening bank accounts for all households has been surpassed well ahead of the target date of 26 January, 2015,"

Reminding the bankers of the reason behind opening these accounts, Modi added, “We need to build on this success and leverage these accounts to provide our citizens a wide range of credit, insurance and pension services. We also need to maintain high standards of customer service.”

Most of the states have les than 50 percents accounts that have been Aadhaar seeded. One of the reasons behind the low level of Aadhaar seeding is that in most of the states percentage of population with Aadhaar is quite low. For instance in states like Assam and Arunachal Pradesh the percentage of total population with Aadhaar is less than 10 percent

Altogether, 11.5 crore accounts have been opened under Jan Dhan Yojana in less than five months. The Pradhan Mantri Jan Dhan Yojana has exceeded initial and enhanced target by big margin. It now covers 99.74 per cent of households.
 

Parentage of bank accounts with Aadhaar seeding (Source: PMJDY Website)

 

 

State/Union Territory

Population Census-11

Aadhaar Issued-%

Total Accounts

Aadhaar Seeded-%

1

Andaman and Nicobar Islands

379944

43.71%

41099

26.51%

2

Andhra Pradesh

49378776

96.61%

4946551

73.52%

3

Arunachal Pradesh

1382611

5.77%

79018

10.04%

4

Assam

31169272

0.60%

3713838

5.00%

5

Bihar

103804637

26.39%

8069297

10.41%

6

Chandigarh

1054686

91.77%

163769

63.53%

7

Chattisgarh

25540196

47.32%

5032760

11.99%

8

Dadra and Nagar Haveli

342853

69.61%

33722

36.23%

9

Daman and Diu

242911

70.37%

15880

33.17%

10

Goa

1457723

92.11%

98388

56.55%

11

Gujarat

60383628

62.43%

4706447

26.53%

12

Haryana

25353081

81.21%

3438579

54.07%

13

Himachal Pradesh

6856509

95.57%

624135

68.01%

14

Jammu & Kashmir

12548926

34.57%

1070688

6.74%

15

Jharkhand

32966238

82.13%

2463636

59.46%

16

Karnataka

61130704

76.64%

6305532

54.72%

17

Kerala

33387677

92.67%

1653738

56.57%

18

Lakshadweep

64429

87.19%

4258

62.54%

19

Madhya Pradesh

72597565

66.47%

9288871

35.07%

20

Maharashtra

112372972

79.49%

7997774

56.34%

21

Manipur

2721756

38.67%

351099

21.80%

22

Meghalaya

2964007

0.65%

134373

3.22%

23

Mizoram

1091014

22.90%

65586

4.67%

24

Nagaland

1980602

42.75%

107584

17.87%

25

National Capital Territory of Delhi

16753235

104.81%

2118872

63.06%

26

Odisha(Orissa)

41947358

58.93%

4054924

28.75%

27

Puducherry (Pondicherry)

1244464

93.17%

83065

60.22%

28

Punjab

27704236

90.34%

3550926

68.22%

29

Rajasthan

68621012

65.21%

8542490

42.08%

30

Sikkim

607688

92.23%

55314

74.75%

31

Tamil Nadu

72138958

66.45%

5498640

26.98%

32

Telangana

35220187

101.93%

4988206

67.00%

33

Tripura

3671032

89.68%

333221

61.91%

34

Uttar Pradesh

199581477

37.41%

18395823

15.22%

35

Uttrakhand

10116752

43.26%

1252173

17.14%

36

West Bengal

91347736

62.30%

8657607

21.29%

 

Total

1210126852

61.24%

117937883

35.01%

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